Joyce Ndukwe is the company’s General Manager. She holds a B.Agric (Hons) in Agric Economics from the University of Nigeria, Nsukka, MPA. Public Admin. (Human Resources & Personnel Mgt.) from Lagos State University Ojo and Certification in Customer Relationship Management with a distinction from Nesburg School of Business and Management South Africa affiliate.

She served with Funakaye Local Government Area, Gombe State where she was awarded with NYSC State Merit Award. Her career started with Hallmark Bank Ltd as a customer service officer and Skye Bank Plc (Now: Polaris Bank) as a Relationship Manager and a Branch Manager with Tincan Island Lighter terminal (attached to the Warehouse branch) Apapa for a period of time. She is a seasoned professional banker and administrator with over 10 years of experience in the industry.